Returns & Refund Policy

Welcome to Smart Credit Rescue. This Returns & Refund Policy explains how refunds, cancellations, and subscription billing are handled for our credit reporting and monitoring services.

Because Smart Credit Rescue provides immediate digital access to personal credit reports, credit monitoring tools, and related financial information, our services are generally non-returnable once access has been granted.

1. Subscription Services

Smart Credit Rescue operates on a recurring monthly subscription basis. By subscribing, you authorize Smart Credit Rescue to charge your selected payment method each month unless and until you cancel your subscription.

Your subscription includes access to:

• Personal credit reports
• Credit monitoring tools
• Credit score tracking
• Educational and financial wellness resources
• Account dashboard features and alerts

2. No Physical Products

Smart Credit Rescue does not sell physical goods. Therefore, traditional product returns do not apply.

3. Refund Eligibility

Because our services are digital and access is typically granted immediately after payment, monthly subscription fees are generally non-refundable once billed.

However, refunds may be considered in limited circumstances, including:

• Duplicate billing errors
• Unauthorized charges
• Technical issues that prevented access to the service for an extended period
• Other exceptional circumstances reviewed by our support team

Refund requests must be submitted within 14 days of the charge date.

4. Free Trials (If Offered)

If Smart Credit Rescue offers a free trial:

• You may cancel at any time before the trial period ends to avoid being charged.
• If cancellation does not occur before the trial expiration date, your subscription will automatically convert to a paid monthly membership.

5. Subscription Cancellation

You may cancel your subscription at any time by:

• Logging into your Smart Credit Rescue account settings; or
• Contacting customer support at support@smartcreditrescue.com

After cancellation:

• Your subscription will remain active until the end of the current billing cycle.
• No further recurring charges will occur unless you reactivate your membership.
• Partial monthly refunds are not typically provided for unused time remaining in a billing cycle.

6. Billing Disputes

If you believe you were charged incorrectly, please contact us before initiating a chargeback with your financial institution. We aim to resolve billing concerns promptly and fairly.

Contact: support@smartcreditrescue.com

7. Account Termination

Smart Credit Rescue reserves the right to suspend or terminate accounts that violate our Terms & Conditions, misuse the platform, or engage in fraudulent activity. In such cases, refunds may be denied where permitted by applicable law.

8. Changes to This Policy

We may update this Returns & Refund Policy periodically. Any changes will be posted on our website with an updated effective date.

9. Contact Us

If you have questions about this policy or would like to request a refund review, please contact:

Smart Credit Rescue
Karsti 4-13, 11625 Tallinn, Estonia
Email: support@smartcreditrescue.com